discussion about financial future

Retirement articles

Pensions & Inheritance Tax Changes-April 2027

📢 Pensions to Fall Within Inheritance Tax from April 2027 The Government has confirmed that from 6 April 2027, unused pensions will no longer sit outside the scope of Inheritance…

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Pension Annuities

Let’s talk about pension annuities With interest rates higher, pension annuity rates have increased too.  They are now at their highest levels since early 2009. It means someone aged 65…

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What makes a happy retirement

Royal London have recently done some research among over 55s as to what their key focus might be for a happy retirement. What did it show… 72% were more interested in…

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Why it’s worth looking at your money mindset

The cost of living crisis is on a lot of people’s minds right now and it’s important that those with the biggest worries don’t shy away from the issue. We…

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How Prepared Are You for Retirement?

All of us, at one time or another, have “buried our heads in the sand.” It’s human nature. Retirement planning is one of those areas that’s easy to put off…

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Power of Attorney and Financial Planning

Safeguarding your Financial Future with Lasting Powers of Attorney is more than just making a good investment return Often, when planning for our future, we tend to focus intensely on…

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Phasing Your Retirement

Pensions flexibility has increased the options available to clients who wish to phase into retirement. More and more people don’t want a hard stop at their normal retirement age. It…

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Sipp v Personal Pensions

Is a SIPP or personal pension right for you? This blog shows you the key differences and helps you make an informed choice about your future. SIPP is an acronym for…

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Second Opinion Service

The second opinion service – a bit more than your pensions, investments and tax planning. A large number of people pay an ongoing fee to their financial adviser, but what do you get…

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Later Life Care

Whether you agree with the proposed increase in National Insurance or the Health and Social Care Levy, one thing for sure is that the problem of care in later life…

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The State Pension

The State Pension is a very important building block in planning your retirement. For many, it will be their main source of retirement income so it is crucial that you…

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The Cost of Retirement

“The earlier you start contributing to a pension the better” We have all heard this phrase before, but is this an inconvenient truth? The good news since the introduction of…

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