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When a life plan is set up for employees as a death in service benefit, they are usually set up under a group scheme.  A group live cover is of…

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What is ESG Investing?

What is ESG Investing? You may have heard of them, but what is ESG investing? Just another needless acronym, or something you should be getting involved with? ESG is a…

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Women in Financial Services

We are slowing seeing a change in the numbers of women working in financial services. I started my first role as a trainee adviser on a 6 month training programme…

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The value of planning

The value of planning The value of financial planning cannot be overstated. Financial advice can be thought of as a one-off event, such as when retiring, thinking about investing a…

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There is always light at the end of the tunnel

There is always light at the end of the tunnel Bull and bear markets are nothing new. Strong economic and investment conditions that can give you a healthy return are…

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The age-old question… time in the market or timing the market?

So, which is better, time in the market, or timing the market? When it comes to investing, most people assume they have to invest at the correct time. They also…

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